Exploring Chase Credit Cards

By Matthew C. Keegan

January 2, 2007

One of the largest providers of credit cards in the world is Chase, with more than one thousand different choices for consumers. You see them everywhere -- promoted as affinity cards with various businesses and charities -- plus the company's own line of credit cards for consumers. Cutting through the choices isn't that simple, but you can help yourself narrow things down if you decide what is important to you. Read on and we'll take a look at some credit card options available to you through Chase.

So, what is important to you? A low rate? Free transfers? Cash back? Well, Chase has you covered no matter which type of consumer credit card you select. Even businesses have a lot of choices when it comes to Chase, with more options available to business owners than what most providers in the business have to offer.

Some consumers prefer a cobrand card, one that allows them to use their Chase credit card virtually everywhere, while building up points toward free airline miles {Continental, British Airways} discounts on books {Borders}, money back on gas purchases {BP}, and so much more. You can also choose an affinity card which is tied in directly with a charity of your choice; you see the benefits of using the card personally, but your favorite charity will instead.

If you select a low interest rate credit card, in many cases you can get that card with zero or a low interest for the first six to twelve months. Chase and some other providers, in a bid to gain more business, make these cards available to consumers knowing that they stand to have you as a customer for the long term. You get a great rate and they get a great customer. Naturally, the lowest rate is reserved for those with the highest credit scores.

Chances are you will want to move your existing credit card balances over to your new Chase credit card. Depending on the card that you select, you could find that this offer is fee free -- you can transfer balances without any charges and you can get a low rate -- a win-win situation not offered with all cards, so check your card offer first to see what the requirements are. You could save yourself hundreds of dollars in interest charges per year!

Rewards cards are offered by just about everyone these days and Chase is a leader in this area. In most cases you will get one point for every dollar you spend, but some cards will give you extra points if you use your Chase credit card at a gas station, to purchase items at a drug store, or for food shopping. It isn't hard to add all of the points up to get some great savings!

At Credit Card Venue we offer some great credit card choices, not just from Chase. Check us out to see what we're all about and you could become the holder of a quality credit card in a matter of days. Spend wisely, but do select the card that works best for you.

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